Vishal Kaul
The writer is Head - Strategic Alliances, URBAN MONEY, a seasoned Banker and Mortgage Specialist. He writes about financial policy, digital services, and public infrastructure in India.
Education or Indebtedness? India’s Student Loan Crisis in Numbers
India’s education loan system amid rising costs, declining access, and growing debt burdens on students. Understand the...
Indian Banks Complete a Decade-Long Clean-Up as Bad Loans Hit Historic Lows
Indian banks' bad loans decline to decades-low levels, with GNPA at 2.2% & NNPA at 0.5% as of Sep 2025, indicating a...
Beyond Beti Bachao, Beti Padhao: The Unfinished Business of Financing Women Entrepreneurs
“Beti Bachao, Beti Padhao” signalled a national commitment to protect and educate India’s daughters. A decade on, the...
India’s First RegTech Code of Conduct Unveils New Chapter in Responsible Fintech
In a sector where speed often outruns scrutiny, India’s fintech industry is pressing pauseand taking stock. Last week,...
Will India Create More AI Millionaires in 5 Years Than It Made in 20 Internet Years? Challenge Accepted.
NVIDIA CEO Jensen Huang predicts AI will create more millionaires in India in 5 years than the internet did in 20. Can...
Battle-Tested & In Demand: India’s BrahMos Missile Fuels Defence Export Boom
India's defence exports surge following Operation Sindoor, with BrahMos missile leading the charge, and negotiations...
The Business of War: Should India Join the Arms Race?
As India pushes for self-reliance in defense, it must weigh the benefits of joining the global arms trade against the...
India’s Credit Curve Is Bending, Are Lenders Ready?
India's borrowing behaviour is shifting, with a rise in unsecured personal loans and credit card dues. Are lenders...
India on Edge as U.S. Tariff Storm Brews: What If We’re Next?
India's export economy faces uncertainty as the U.S. imposes new tariffs on multiple countries, sparking fears of a...
World Bank Recasts South Asia, Putting India at the Center
World Bank reclassifies South Asia, shifting Pakistan and Afghanistan to the Middle East group, and positioning India as...
Weight-Loss Drug Boom in India: Medical Revolution or Lifestyle Shortcut?
India's growing obesity problem meets a new generation of weight-loss medications, sparking debate over access,...
India’s Economic Outlook Brightens as RBI Acts, Global Agencies Raise Growth Forecasts
India's macroeconomic outlook improves as RBI reduces policy rate, global agencies revise GDP forecasts upward, driven...
